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What health insurance?

May 17th, 2008 at 12:31 pm

I buy my own health insurance. It's an HDHP with HSA. Because I turned 50 last month, my premium jumped almost $50. I have two riders on my plan, yet when I go to the doctor to see about more medications for my fibromyalgia, they send me an EOB stating that my doc visit isn't covered because of a rider. What rider? Because I filled in a square where the symptoms bunched together are headaches, neuromuscularskeletal, low back, neck, shoulders, blah, blah, blah. Even tho I wasn't diagnosed with fibro prior to getting health insurance, they feel they should not cover it.

This includes Lyrica, a brand new Pfizer drug for fibromyalgia. I went to Sam's to get a 90-pill supply. It cost me $186. There are still 30 pills remaining to be filled; I wasn't able to afford the full $250.

When all is said and done, all that health insurance companies are interested in is the profit margins and their year-end bonuses.

2 Responses to “What health insurance?”

  1. StressLess Says:

    We have the HDHP and HSA also. Starting June 1 it goes up to $660 a month. I just canceled a test that I probably really should have, because the doctor's office told me the "discounted" price through the insurance would be $2500. I'd have to pay most of it myself because we're nowhere near reaching the deductible yet.

    I don't like the higher gas and food prices, but they are a drop in the bucket compared to health care costs.

  2. Carolina Bound Says:

    I was feeling pretty stressed about paying $4800 annually for major medical, but I guess that isn't too bad after all.

    I agree, health care is a much greater economic crisis than either gas or food.

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